We teamed up with White Rose Finance Group and we are their partners in Scotland for their range of property and commercial finance products.

Providing the skills and expertise to ensure a positive lending decision is our core strength and in the current climate we are still achieving a very impressive success rate for our clients. We fully understand the revised lending criteria of the 150+ entrepreneurial financial institutions still very active in the UK market and we have direct access to senior decision makers.

We will quickly and honestly assess your funding requirement be it a mortgage or development / refurbishment loan, equipment lease or cash flow improvement service. Working with us will greatly improve the chances of your business or residential funding requirement being sanctioned. If it can be funded we will secure the finance for you - guaranteed!

Here is a snapshot of the products that we offer:

Property Development Finance - Funding Available up to 90% of Overall Project Costs (Site + Development Costs)

We specialise in providing genuine and affordable property development finance for the acquisition and development of most Residential and Commercial property projects in the UK. Under certain circumstances where additional security is made available we can secure up to 100% of both the site purchase costs and the property development finance required.

Bridging Loans from £10,000 to £25 million
Home-mover 'Mortgage Gap' loans from 6.5% per annum

Timing is everything and if you need to quickly secure short term bridging finance then we can help you for both business and residential purposes. We are the UK's Bridging Finance specialists lending both our own and partner funds and we will provide you a fast and responsive service to any short term finance need. We will customise a solution to your exact requirements and you will be surprised just how straightforward, and fast the loan set up process can be.

Commercial Mortgages

We offer a broad range of commercial mortgage products for the acquisition and development of freehold commercial, retail and investment properties. Our promise is to search the entire UK market for the best possible deal on your behalf, we do not charge upfront fees and to initiate our fully managed service we only ask that you are a serious purchaser. We can provide a Commercial Mortgage for both Owner Occupier and Investment purposes for the following premises:

• Offices, warehouse and industrial premises.
• Residential and Commercial Mortgage for Property Development and Refurbishment.
• Commercial Mortgage for Nursing / Care Homes and Day Nurseries.
• Professional landlord, Buy to Let mortgages and portfolio consolidation / equity release.
• Commercial Mortgage for High Street Retail premises, semi-commercial, shops, take-aways.
• Pubs, clubs, hotels, restaurants, cafes and other licensed premises.
• Farms, equestrian and agricultural units.
• Leisure Facilities – health clubs, gyms, caravan sites, golf courses etc.

Retail Finance Solutions for Retailers and Merchants

Would you like to increase your sales by an average of 25% with minimum fuss and effort? You can - simply and easily by offering your customers and clients the option of 0% finance and interest bearing finance.

Asset Leasing, Contract Hire, Sale & Leaseback

We will provide you a fast, competitive quote to lease any IT / computer / Telephone equipment ( including software ), cars, HGV's and any type of machinery. Leasing is a tax and cash efficient way of financing equipment and vehicles for your business, it keeps the asset 'off balance sheet' and offers plenty of benefits.

Factoring and Invoice Discount services

Improve your cash flow with our Factoring and Invoice Discount services - whatever the size and age of your business.

The major reason for business problems or failure in the UK is the inability to collect money owed for goods and services supplied. Your company may be trading well and profitably but is starved of positive cash flow. One option to assist positive cash flow is to request further overdraft facilities from your bank if this facility is available. Another more flexible and generally lower cost solution is to use either Factoring, Confidential Factoring or Invoice Discounting. This financial service guarantees payment of all invoices issued up to 90% of invoice value – normally within 24 to 48 hours from the time you issue the invoice. This has the major benefit of leaving your bank facility in place for other areas of business growth and investment

Business Loans to support Acquisition, Expansion, and Asset Finance

Working with the most flexible and responsive lenders in the UK financial market we offer expert advice and can provide the capital required for your business be it new start up, acquisition or expansion. We always take a 'whole of market' approach and are bold enough to claim that "if we can't secure you funding then it can't be done".
Key features of our service include:

• A fully managed service from application through to funds transfer.
• Business loans and Commercial / B2Let Property Mortgages up to 80% of valuation.
• Funding solutions even when adverse credit / CCJ's exist.
• Business acquisition Funding – Loans for Commercial, Industrial, Retail, Pubs etc..
• Asset Finance for vehicles, Computers / IT equipment and all types of machinery.
• Bridging Finance for any purpose and Secured / Unsecured personal loans.
• Competitive interest rates, flexible loan terms and no upfront fees.

Residential Mortgages

We work closely with very experienced and widely recognised FSA regulated mortgage brokers. If you have a residential mortgage requirement, contact us now.

Please contact us via the form below if you have a finance requirement