We specialise in sourcing and acquisition of investment property in Edinburgh, the Lothians and Fife. As property investors ourselves we understand how crucial it is to find right type of property in the right areas. We use our knowledge of the local property market and our contacts to find the best deals on and off the market. We specialise in buy to let investments as well as in property development.
We are representatives of White Rose Finance Group for property and development finance and have relationships with residential mortgage brokers for residential and buy to let mortgages. This gives us access to around 150+ lenders.
Our main committments are to source properties for maximum cash flow with a view to excellent capital growth and acquire them at the best possible price.
We are happy to work with first time buy to let investor as well as existing landlord looking to expand or improve their portfolio. There are two ways in which we work:
- Single Property Purchase – you instruct us what type of property, and in what area, you are interested in and our aim is to deliver deals as they come in. Normally any deal presented to you will be 20%-25% below genuine market value confirmed by RICS surveyors.
We do not charge any upfront fees for this service.
- Portfolio Building – we offer tried and tested method which produces reliable and long-term results. The entire process is managed by us from start to finish and we deal with all the complex processes and legal matters on your behalf. Here is a snapshot of main benefits of this service:
- all properties acquired with 20%-25% below genuine market value confirmed by RICS surveyors
- full sourcing, negotiating, refurbishment, letting and property management
- ability to refinance all or the majority of invested capital after 6 months
- monthly management reports provided timely on a monthly basis
- ongoing property repairs and management undertaken for you
- advice on how to improve your return on investment, e.g. conversion from single let to HMO
- no upfront fees
Please note that this service is limited to a certain number of investors, so that we can continue supplying our clients with quality deals.
We are also looking for partners for the following:
- joint ventures in development projects on a profit share basis
We work with land owners whose investment is the land and ours is the entire process of development starting from planning, building work and selling the property. We keep costs to minimum as we have access to best finance deals around and have our own construction company which carries out work in a timely manner and to much higher standard than mainstream house builders and developers. Therefore we can achieve excellent levels of return.
- cash investment, if you are interested in returns of up to 10% per annum or profit share basis
Normally we use loan funds to purchase a property for cash, carry out development and then refinance on completion with traditional lender or sell the property. Then the loan capital is either paid back or rolled over into next project.